How Workers’ Compensation and Other Disability Payments May Affect Your Benefits

By Disability Resource Staff, March 9, 2021 | 9:12 AM

Disability payments from private sources, such as private pensions or insurance benefits, don’t affect your Social Security disability benefits.

Workers’ compensation and other public disability benefits, however, may reduce your Social Security benefits. Workers’ compensation benefits are paid to a worker because of a job-related injury or illness. They may be paid by federal or state workers’ compensation agencies, employers, or by insurance companies on behalf of employers.

Other public disability payments that may affect your Social Security benefit are those paid by a federal, state, or local government and are for disabling medical conditions that are not job-related. Examples are civil service disability benefits, state temporary disability benefits, and state or local government retirement benefits that are based on disability.

If you receive workers’ compensation or other public disability benefits, AND Social Security disability benefits, the total amount of these benefits CANNOT exceed 80% of your average current earnings before you became disabled.

Contacting a Disability Advocate

The process for applying for social security disability benefits can be stressful and time-consuming, especially if you are over the age of 50. If you are feeling overwhelmed or confused, a social security disability attorney or representative can help. These experienced professionals can review your SSA application materials, help to navigate through the application process, and most importantly, increase the likelihood of receiving a favorable outcome and getting the financial help you need. To speak with a qualified Social Security Disability Attorney or Advocate CLICK HERE or Call Toll Free (855) 561-3906. This Disability Eligibility Consultation is provided to you at No Cost and with No Obligation to use our services.


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